Have You Considered Leasing the Equipment
Required to Run Your Business?

   Through First Savings Leasing, we can offer you both Capital and Operating Leases to finance equipment for your business.  There is equipment that can be leased for virtually every industry sector that conducts business. 

Leasing can provide:

• 100% financing – A lease can provide 100% financing with no down payment required.

• Affordable monthly payments – A lease payment is usually much lower than a comparable payment when equipment is financed through a traditional loan.

• Protection against equipment obsolescence – The lessee transfers all risk of obsolescence to the lessors, as there is no obligation to own equipment at the end of the lease.  However, the lessee usually has an option to buy the equipment at the end of the lease.

• Collateral Flexibility – A loan usually requires the borrower to pledge real estate or other assets as collateral.  A lease usually only requires the equipment itself to secure a lease transaction.

• Tax advantages – A properly structured operating lease allows for payments to be totally expensed and the debt kept off the balance sheet.  Contact your tax professional for other advantages or for more information.