First Savings Bank Deposit Rates

Rates offered as of September 5, 2008

First Savings Bank of Perkasie is a community bank; therefore, we generally do not
originate loans or accept deposits from sources outside our immediate area.

Account

Interest
Rate

Annual
Percentage
Yield1

Minimum
Opening
Deposit

Minimum Balance to Earn APY1

Certificates of Deposit3

  91 day

2.227% 2.25% $500.00 $500.00
  5 month 2.716% 2.75% $500.00 $500.00

  182 day

2.423% 2.45% $500.00 $500.00

  7 month

2.960% 3.00% $500.00 $500.00

  11 month

3.590% 3.65% $500.00 $500.00

  12 month

2.813% 2.85% $500.00 $500.00

  12 month deferred

2.850% 2.85% $500.00 $500.00

  15 month

2.862% 2.90% $500.00 $500.00

  18 month

3.154% 3.20% $500.00 $500.00

  22 month

2.960% 3.00% $500.00 $500.00

  23 month

4.025% 4.10% $500.00 $500.00

  24 month

3.542% 3.60% $500.00 $500.00

  24 month "Saver's Choice"

2.960% 3.00% $500.00 $500.00
  27 month "Option 27" 2.472% 2.50% $25,000.00 $25,000.00
  30 month 3.203% 3.25% $500.00 $500.00

  36 month

3.832% 3.90% $500.00 $500.00
  48 month 3.928% 4.00% $500.00 $500.00
  60 month 4.025% 4.10% $500.00 $500.00

Individual Retirement Account Certificates of Deposit3

  IRA 15 month 2.862% 2.90% $500.00 $500.00
  IRA 18 month variable 2.862% 2.90% $10.00 $10.00
  IRA 18 month 3.154% 3.20% $500.00 $500.00

  IRA 22 month

2.960% 3.00% $500.00 $500.00
  IRA 30 month 3.203% 3.25% $500.00 $500.00
  IRA 36 month 3.832% 3.90% $500.00 $500.00
  IRA 48 month 3.928% 4.00% $500.00 $500.00
  IRA 60 month 4.025% 4.10% $500.00 $500.00

Eagle EverGreen Savings Account

  $.01 - $999.99

1.243% 1.25% 1.00 $.01

  $1,000 - $2,499.99

1.736% 1.75% 1.00 $1,000.00

  $2,500 or more

2.227% 2.25% 1.00 $2,500.00

Money Market Passbook Account

  $50 or more

.797% .80% $100.00 $50.00

  $1,000 or more

.946% .95% $100.00 $1,000.00

  $10,000 or more

1.045% 1.05% $100.00 $10,000.00

  $25,000 or more

1.490% 1.50% $100.00 $25,000.00

  $50,000 or more

1.588% 1.60% $100.00 $50,000.00

  $100,000 or more

1.736% 1.75% $100.00 $100,000.00

Cash Management Account2

  $.01-999.99

.797% .80% $1.00 $.01

  $1,000 or more

.946% .95% $1.00 $1,000.00

  $10,000 or more

1.045% 1.05% $1.00 $10,000.00

  $25,000 or more

1.490% 1.50% $1.00 $25,000.00

  $50,000 or more

1.588% 1.60% $1.00 $50,000.00

  $100,000 or more

1.736% 1.75% $1.00 $100,000.00

High Yield Cash Management Account2

  $25,000 or more

2.080% 2.10% $100.00 $25,000.00

  $50,000 or more

2.178% 2.20% $100.00 $50,000.00

  $100,000 or more

2.325% 2.35% $100.00 $100,000.00
Passbook Savings Account .499% .50% $1.00 $50.00
Savings Clubs .499% .50% $1.00 $10.00
Eagle Plus Checking .150% .15% $100.00 $50.00
  The above rates are subject to change daily as the market may dictate. The Annual Percentage Yield assumes interest remains on deposit until maturity. There is a penalty for premature withdrawal of term accounts. The Annual Percentage Yield is fixed for the term of the CD, with the exception of the 24-month Saver's Choice, which has a one-time rate increase option during the term. All other products have a variable Annual Percentage Yield.
  For more information, you may request an account disclosure booklet containing the term, fees and other information for your account.
1Annual Percentage Yield
2Applied fees may reduce the earnings on these accounts
3Penalty may be imposed for early withdrawal

For more information, you may request an account disclosure booklet containing
the term, fees and other information for your account.