First Savings can help you prepare for retirement!
     It is never too early to think about retirement, and an Individual Retirement Account at First Savings is a great way to prepare.  We offer Traditional and Roth IRA’s, and both allow you distinct advantages.  With a Traditional IRA, your contributions may be tax deductible, and your earnings are tax deferred until you withdraw them from your account.  With a Roth IRA, your earnings grow tax free in your account, and may be tax free when they are withdrawn as well.  By opening a Traditional or Roth IRA at First Savings, you also receive the following benefits:

  • FDIC insurance up to $250,000.

  • No administration or transaction fees.

  • Higher yields than many similar investments.

  • Multiple investment options, and the flexibility to change your options as needed.
     In addition to retirement savings, you can also set aside funds for a child through an Education Savings Account (ESA.)  ESAs give you the benefit of tax free earnings when the funds are used to pay for qualified higher education expenses. 
     Our experienced staff is available to assist you in choosing the right retirement plan for you, and you never pay a fee or commission to talk to a First Savings representative.

First Savings Bank of Perkasie is a community bank; therefore, we generally do not
originate loans or accept deposits from sources outside our immediate area.

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